Privacy Policy

How we handle your data at FuturePath.

Data Sovereignty

At FuturePath, we believe your financial data belongs to you. We've designed this tool to be private by default.

  • Local Storage (default): Without an account, all your financial inputs are saved exclusively in your browser's local storage. No data is sent to any server.
  • Cloud Sync (optional): If you choose to sign in, your plan data is stored securely in Firebase Firestore under your user account. Only you can access it. You may delete your account and all associated data at any time.
  • No Tracking: We do not use invasive tracking cookies or sell your information to third parties.
  • Share Feature: When you use the "Share Plan" feature, your data is encoded directly into the URL. We do not store these shared links on our servers.

Google User Data

This section specifically addresses our use of Google user data in compliance with the Google API Services User Data Policy.

Data Accessed

When you choose to sign in with Google, FuturePath requests access only to your basic Google profile via OAuth. The specific data we receive from Google is limited to:

  • Email address — to identify your account and allow you to log in.
  • Display name — to personalize your in-app experience (e.g., greeting you by name).
  • Profile photo URL — to display your avatar within the application.
  • Google User ID (UID) — a unique identifier used internally to associate your cloud-saved plans with your account.

We do not request access to your Google Drive, Gmail, Google Calendar, contacts, or any other Google service data.

Data Usage

Google user data is used solely for the following purposes:

  • Authentication: Your Google UID and email are used to authenticate you and create or locate your FuturePath account.
  • Account personalization: Your display name and profile photo are shown within the app UI so you can identify your signed-in account.
  • Cloud data association: Your Google UID serves as the primary key in our Firestore database, linking your saved retirement plans to your account so they can be retrieved across sessions and devices.

Google user data is never used for advertising, profiling, re-marketing, or any purpose unrelated to providing and improving the FuturePath service.

Data Sharing

We do not sell, rent, or share your Google user data with any third parties for their own purposes. Your data is shared only in the following limited, service-essential circumstances:

  • Firebase / Google Cloud (infrastructure): Your account data (email, display name, UID) and saved plans are stored in Firebase Authentication and Firebase Firestore, both operated by Google. This data is processed solely to provide the cloud sync feature and is governed by Google's own data processing terms.

No other third parties receive your Google user data.

Data Storage & Protection

  • Account data (email, display name, UID, profile photo URL) and your saved retirement plans are stored in Firebase Firestore, a managed cloud database operated by Google with enterprise-grade security.
  • Firestore security rules enforce strict per-user access control: only an authenticated user can read or write their own documents. No other user — including FuturePath administrators — can access your plan data.
  • All data transmitted between your browser and Firebase is encrypted in transit via HTTPS/TLS.
  • Data at rest is encrypted by Google Cloud's default server-side encryption.

Data Retention & Deletion

  • Your account data and saved plans are retained as long as your account is active.
  • You may request deletion of all your data — including your Google-derived account information and all saved retirement plans — at any time by emailing contact@essentialx.us with the subject line "Delete My Account". We will permanently delete your data within 30 days of receiving your request.
  • Revoking FuturePath's access in your Google Account permissions will prevent future sign-ins but does not automatically delete data already stored. Please also send a deletion request email to ensure complete removal.

Definitions

  • Application: Refers to FuturePath, the financial planning tool provided by Essential X.
  • Personal Data: We consider your financial projections and inputs to be personal data. When stored in the cloud, they are secured under your authenticated user account and accessible only to you.
  • Service: Refers to the web application you are currently using.

Collecting and Using Your Data

Usage Data

We may collect basic, anonymous usage statistics to help us improve the tool (e.g., which features are used most often). This data is never linked to your personal financial inputs.

Security

By default, your data is stored only on your own device. If you opt in to cloud sync, data is stored in Firebase Firestore with per-user security rules — no one other than you can read or write your data. All data in transit is encrypted via HTTPS/TLS.

Contact Us

If you have any questions about this Privacy Policy, you can contact us:

Last updated: June 3, 2026